Know your break-even before you commit.
Model initiatives month by month: costs, savings, break-even, ROI, and maximum out-of-pocket. Compare scenarios side by side and present the winner with confidence.
Available by request. Start a workspace and ask us for it, and we'll set it up with you and tell you what it costs for a team your size.
What you get
- Scenario modeling with initiatives and costs
- Break-even, ROI, and max out-of-pocket computed for you
- Full-horizon year summaries and charts
- Share a scenario with anyone by @handle
How it works
- 1
Start a scenario
One line: what you are considering doing. Everything else hangs off it, and you can copy last year's scenario and change three numbers rather than starting again.
- 2
Add what it saves and what it costs
Initiatives are the savings, with the month they start landing. Costs are what you pay to get them, one-off or recurring. Pause an initiative to see the plan without it.
- 3
Read the answer
Net savings over the horizon, the month you break even, return on investment, and the deepest you ever go out of pocket along the way — with the month that happens.
The worst month, named — not just the total at the end.
Common questions
Is this accounting?
No. It is the argument you make before the money moves. Books is the ledger; this is the case for changing what the ledger will say.
What if the plan changes?
Duplicate the scenario and change the numbers. Both stay, so you can put the old plan and the new one in front of somebody rather than describing the difference.
Who can see my scenarios?
Only you, inside this workspace, until you share one — a half-built business case is not something you want discovered.
Cash Flow is one app in Curfew Suite.
Use it on its own for as long as you like. If you ever add another, it shares the same login, the same bill and the same data underneath.